How much will your home childcare provider cost you?

The total cost of your home childcare provider is not so easy to evaluate between the hourly rate, the calculation of the monthly payment of her salary, various allowances, subsidies, and tax credits. You're a little lost? This is normal, it is not so simple! Top-Nanny is there to help you calculate exactly what this type of care will cost you .

Home childcare provider: is it more expensive than regular daycare?

Often parents who were denied a place in a daycare are clueless and believe that alternatives to childcare be much more expensive. This is far from the case ... but it is actually difficult to navigate between the costs of different types of arrangements.

The home childcare provider is one of the solutions that costs the least for a single child and depending on the configuration of care the final cost is quite comparable with that of a daycare centre.

Is it really cheaper than a nanny at your home?

Once you have several children this is no longer necessarily the case because her hourly rate is determined per child care for. The price of a nanny in your home, on the other hand, depends on the number of hours worked with only a slight increase provided to compensate for the number of children.

And the hourly rate for a home childcare provider is around 5-8 dollars per hour  whereas you will need to pay a nanny at least the minimum wage in your province. But there are also additional costs: maintenance allowances, meals, etc.

And the price changes according to the person...

Above all, do not choose your childminder according to her hourly rate only. Her experience and training are criteria that can greatly influence the price that you offer. You can not ask a childcare provider who has 20 years of experience, who teaches sign language to children or who is trained in an advanced educational pedagogy (Montessori, etc) to match the price a beginner.

The risks of paying your childcare provider under the table

We can not say it enough! Entrust their children to a person who is not declared may be uncomfortable especially in case of problem, but it's nothing compared to the enormous trouble with the law that may arise. A dangerous game that is not worth the risk.

Understand the rates of a home childcare provider

Find out on this page all that you have to pay your childcare provider: of course his or her salary, but also various benefits under the collective agreement. You will find that prices vary widely in Canada by region.

Available aid

Good news! Many aids are available for assisting with the cost of hiring your childcare provider. The provincial and federal governments have reimbursements or reductions to alleviate the cost of childcare for your children. In addition sometimes employers offer benefits to assist with the cost of childcare.

Some examples of situations

Don't panic, here are some different examples that will allow you to better understand it all.